Adirondack Country Homes Realty Inc.

 Serving the "Entire" Adirondack Park with offices at:

         Schroon Lake Region (Main Office):  PO 488, 1098 US Route 9, Schroon Lake, NY 12870 * 518.532.7900

         High Peaks Region/Auction Sales:  2918 US Route 9, North Hudson, NY 12855 * 518.532.9323

         Lake Champlain Region:  25 Munsey Way, Elizabethtown NY  12932  * 518.569.8884

         Lake George:  2022 State Route 9, Lake George, NY 12845  *  518.668.2677

         North Country Region:  113 Flynn's Line Road, Burke, NY 12917  * 518.483.4538 

         Speculator Region:  Route 30, Speculator, NY 12164  *  518.569.8884  

         Washington Country Region:  4156 County Route 30, Salem, NY 12865 * 518-584-3294





Housing Assistance Program of Essex County Inc.

Housing Assistance Program of Essex County
103 Hand Ave., PO Box 157
Elizabethtown, New York 12932
Phone:  518-873-3691
Fax:      518-873-9102



H.A.P.E.C. writes .... "Funds are available for low and moderate income first-time home buyers in Essex County!   The "Essex and Clinton County First-Time Home Buyer Assistance Program" can assist you to:

  • Reduce the mortgage principal so monthly mortgage payments are affordable

  • Pay reasonable closing costs

  • Provide principal reduction

  • Provide assistance to correct limited code or structural deficiencies

  • Address lead base paint concerns

In addition, you will receive assistance in obtaining suitable banking financing.  HAPEC is a HUD Certified Counseling Agency which can provide comprehensive counseling services.  HAPEC is sponsored by NYS Housing Trust Fund and receive direct support from HSBC and TD Bank North, NYS Small Cities Community, Development Block Grant Program, NYS Affordable Housing Corp, and Federal Home Loan Bank of New York.

The Housing Assistance Program is a private, not-for-profit organization that sponsors housing programs in both Essex and Clinton Counties of New York.  It has provided direct housing assistance to lower income people since 1976.  HAPEC programs include assistance to those who cannot afford to pay their rent, to those in need of help repairing their homes, and to t hose who cannot afford to purchase their own homes.  Funds for rehabilitation projects are available in Town of Moriah, North Elba, Willsboro and across Essex County.  Funds for first-time home buyers are available county-wide.  The rental assistance programs administered are the federally funded HUD Section 8 Existing, Voucher and Moderate Rehabilitation Programs."

HAPEC can  help with deferred payment loan at NO interest charges and NO month payments.  These funds are available through a Deferred Payment Loan Program.  The assistance to each family will be only the amount needed to make the home affordable.  There are no interest charges and no monthly payments.  However, if the property is sold prior to the 10th year following the date of the loan authorized, the owner my repay a portion of the loan.  It is also a requirement that the subsequent buyer be of low and moderate income. 

For complete, and more, details, visit their web site at:    http://


"By sharing we better our world."

Home  | Concierge |